TERMS OF SERVICE 

1. Agreement to Terms of Service

By accessing and using the Momentum Advisors website (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Site.

2. Changes to Terms

Momentum Advisors reserves the right to modify these Terms at any time and for any reason. Changes will be effective immediately upon posting to the Site. Your continued use of the Site constitutes acceptance of any modifications.

3. Site Access and Use

This Site is provided for informational purposes. You may access, download, and print materials from the Site for your personal, non-commercial use only. You may not:

  • Modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any content obtained from the Site

  • Use the Site for any unlawful purpose

  • Interfere with the Site's operation or others' use of the Site

  • Access data not intended for you

  • Submit false or misleading information

4. Intellectual Property Rights

All content on this Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Momentum Advisors or its content suppliers and is protected by United States and international copyright laws.

5. User Comments

If you submit comments to blog posts, you grant Momentum Advisors a non-exclusive, royalty-free, perpetual, irrevocable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content worldwide.

You agree not to post comments that:

  • Are unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or invasive of another's privacy

  • Infringe any patent, trademark, trade secret, copyright, or other proprietary rights

  • Contain software viruses or any other malicious code

  • Are defamatory 

6. Data Collection and Privacy

Our collection and use of your information is governed by our Privacy Policy. By using the Site, you consent to:

  • The collection of cookies and analytics data

  • The collection of information submitted through contact forms

  • The collection of information for newsletter subscriptions

7. Downloadable Materials

Materials available for download are provided "as is" without warranties of any kind. Momentum Advisors assumes no responsibility for errors or omissions in these materials.

8. Disclaimer of Warranties

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. MOMENTUM ADVISORS DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

9. Limitation of Liability

IN NO EVENT SHALL MOMENTUM ADVISORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE.

10. Indemnification

You agree to indemnify, defend, and hold harmless Momentum Advisors from any claims, damages, expenses, or costs arising from your violation of these Terms or use of the Site.

11. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the courts located within the State of Texas.

12. Contact Information

For questions about these Terms, please contact us at info@momentumadvisors.law 

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

14. Entire Agreement

These Terms constitute the entire agreement between you and Momentum Advisors regarding the use of the Site.

PRIVACY POLICY

Effective Date: September 24, 2026

1. Introduction

This Privacy Policy describes how Momentum Advisors ("we," "us," or "our") collects, uses, and shares information about visitors to our website (the "Site"). By using the Site, you agree to the collection and use of information according to this policy. 

2. Information We Collect

2.1 Information You Provide

We collect information you voluntarily provide, including:

  • Name and contact information through our contact forms

  • Email addresses for newsletter subscriptions

  • Any additional information you choose to provide in message fields

2.2 Information Automatically Collected

We automatically collect certain information when you visit the Site:

  • Usage data through Google Analytics 

  • Browser type and version

  • Operating system

  • IP address

  • Time and date of visits

  • Pages viewed

  • Referring websites

2.3 Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Site and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

3. How We Use Your Information

We use the collected information for:

  • Responding to your inquiries

  • Sending newsletters and updates you've requested

  • Improving our Site and services

  • Analyzing usage patterns

  • Marketing and promotional purposes

  • Legal compliance

4. Information Sharing and Disclosure

We do not sell or rent your personal information to third parties. We may share your information with:

  • Service providers who assist in our operations (e.g., email marketing platforms)

  • Law enforcement or other parties when required by law

  • Professional advisors such as lawyers, accountants, and insurers

5. Third-Party Services

5.1 Analytics

We use Google Analytics to analyze Site usage. Google Analytics collects information through cookies and may transfer this information to third parties where required by law or where such third parties process the information on Google's behalf.

5.2 Marketing Automation

We may use marketing automation platforms (e.g., Mailchimp) to manage email communications. These services may collect and process personal data according to their own privacy policies.

6. Data Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure.

7. Your Rights and Choices

7.1 California Residents (CCPA Rights)

Under the California Consumer Privacy Act (CCPA), California residents have the right to:

  • Know what personal information is collected, used, shared, or sold

  • Delete personal information held by businesses

  • Opt-out of the sale of personal information

  • Non-discrimination for exercising their CCPA rights

To exercise these rights, please contact us per Section 10 below.

To exercise these rights, please contact us per Section 10 below.

8. Children's Privacy

Our Site is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

10. Contact Information

For questions about this Privacy Policy or our privacy practices, please contact us info@momentumadvisors.law 

11. International Data Transfers

If you are accessing our Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located.

12. Retention of Information

We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.